With our Fixed Rate Mortgage, you could make budgeting easier.



Like to plan ahead?

A fixed rate mortgage allows you to lock in your interest rate for a set period of time.


Here is how it works

  • You know exactly what your outgoings will be
    Budgeting is easier because you know what your mortgage costs each month.

  • You can choose how long you want to fix your rate for
    For a set period — for example 1-5 years, your rate is fixed no matter what happens to the base rate. You choose a fixed term product to suit your needs.

  • You can lower your reversionary rate**
    When you complete the fixed term, your rate will be reduced below the GE Money Standard Variable Rate for the remaining life of your mortgage.

  • You have a choice between two repayment options
    You can choose between repaying back only the interest on the capital (the amount borrowed) with our interest only option until the end of the mortgage period, or you can decide to repay both the capital and the interest with our capital repayment mortgage.
So plan ahead. Enquire now or call 0800 528 2838 (Monday to Thursday 8am to 8pm and Friday 8am to 7pm).

Read the key facts  about our services. You'll find all the key facts on our mortgages and optional insurance services at one glance in a convenient PDF file.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

For new customers, an arrangement fee of 3.0% of the advance - minimum of £1,500 to a maximum of £4,000 will be charged, plus a typical completion fee of £1,295.00.

For existing customers, an arrangement fee of 3.0% of the advance - minimum of £1,250 to a maximum of £4,000 will be charged, plus a typical completion fee of £1,295.00.

**For the lower reversionary product a completion fee of £1995.00 will be charged.

Any changes to an existing account may be subject to early repayment charges that are part of the terms and conditions of your mortgage.


Please read important information