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A capital repayment mortgage is a loan where the amount borrowed is gradually repaid and monthly payments are divided into part interest and part capital. At the end of the loan term the whole amount borrowed will have been repaid.
How it works
A capital repayment mortgage is a loan where the amount borrowed is gradually repaid and monthly payments are divided into part interest and part capital. At the end of the loan term the whole amount borrowed will have been repaid.
How it works
- Pay off the interest and the capital together
Over the period of the loan, typically 25 years, you gradually reduce the amount you owe. - Your mortgage is paid off as you make repayments
If you make all your payments you will own your home outright at the end of your mortgage term.
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Enquire now online or call 0800 009 3603 (Monday - Friday 9am to 5.30pm) for new mortgage enquiries or further lending.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
An arrangement fee of 3% of the advance (minimum of £1,500 to a maximum of £4,000) will be charged, plus a typical completion fee of £1,995.
Any changes to an existing account may be subject to early repayment charges that are part of the terms and conditions of your mortgage.
An arrangement fee of 3% of the advance (minimum of £1,500 to a maximum of £4,000) will be charged, plus a typical completion fee of £1,995.
Any changes to an existing account may be subject to early repayment charges that are part of the terms and conditions of your mortgage.
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