You say what you need. And say what you can pay. It's that simple.



Life is easier when it's simple.

Decide how much you're going to borrow - and how much you can pay back. It's that simple. Your monthly repayments pay back the interest and the capital over a length of time until the full amount is paid off.


Here is how it works

  • Pay off the interest and the capital together
    Your monthly payments gradually reduce the amount owing on what you borrowed and the interest.

  • Your mortgage is paid off as your make repayments
    Choose a time frame like 25 years and just pay it all off.

Get on track. Enquire now online or call 0800 528 2838 (Monday and Thursday 8am to 8pm and Friday 8am to 7pm).

Enquire Now


Read the Key Facts about our services. You'll find all the key facts on our mortgages and optional insurance services at one glance in a convenient PDF file.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

For new customers, an arrangement fee of 3.0% of the advance - minimum of £1,500 to a maximum of £4,000 will be charged, plus a typical completion fee of £1,295.00.

For existing customers, an arrangement fee of 3.0% of the advance - minimum of £1,250 to a maximum of £4,000 will be charged, plus a typical completion fee of £1,295.00.

Any changes to an existing account may be subject to early repayment charges that are part of the terms and conditions of your mortgage.

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Please read important information