Information provided by customers and new applicants that is false or inaccurate, and where a fraud is identified, will be passed to Fraud Prevention Agencies (e.g. Experian, Equifax). Law enforcement agencies may access and use this information. GE Money and other organisations may also access and use this information for the prevention and detection of fraud and money laundering.

The Financial Services Authority (FSA) is an independent organisation, set up by the UK government. It has statutory (legal) powers under the Financial Services and Markets Act 2000.

The Financial Services Authority is responsible for regulating financial services and firms in the UK by setting the standards that they must meet. The FSA can take legal action against firms if they fail to meet the required standards.

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A "fixed rate mortgage" is a mortgage where the rate is fixed for a specified period of time.

Having a fixed rate of interest means that you know what your monthly payments are. They will not change up or down with Base Rate changes. When the fixed-rate period is over, your payments will then be based on GE Money’s Standard Variable Rate (SVR) for the remainder of the mortgage.