Please read the terms and conditions set out below carefully before using this website.
This website is provided by GE Money ("GE"). By using the site or downloading materials from the site, you agree to abide by these terms and conditions ("Terms"). If you do not agree to abide by these terms and conditions do not use the site or download materials from the site.
For these purposes, "you", "your" and "yours" means the person(s) who access the GE Money website (the "Website"). References to "we", "us" and "our" means GE Capital Bank Limited trading as GE Money.
Our products and services are subject to the terms and conditions and disclaimers of the applicable agreement governing their use. These Terms are to be read by you together with such other terms, conditions and disclaimers. In the event of any conflict, the terms, conditions and disclaimers applicable to specific products or services shall prevail over these Terms. When you apply for a product on our website, for your records, you should print or download the terms and conditions which govern your account, product or service.
Trademarks and Copyright
GE grants you a non-exclusive, non-transferable, limited right to access, use and display this Website and the materials thereon. You agree not to interrupt or attempt to interrupt the operation of the Website in any way.
GE authorises you to view and download the information ("Materials") at this Website only for your personal, non-commercial use. This authorisation is not a transfer of title in the Materials and copies of the Materials and is subject to the following restrictions: 1) you must retain, on all copies of the Materials downloaded, all copyright and other proprietary notices contained in the Materials; 2) you may not modify the Materials in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose; and 3) you must not transfer the Materials to any other person unless you give them notice of, and they agree to accept, the obligations arising under these terms and conditions of use. You agree to abide by all additional restrictions displayed on the Website as it may be updated from time to time.
This Website, including all Materials, is copyrighted and protected by worldwide copyright laws and treaty provisions. You agree to comply with all copyright laws worldwide in your use of this Website and to prevent any unauthorised copying of the Materials. Except as expressly provided herein, GE does not grant any express or implied right to you under any patents, trademarks, copyrights or trade secret information.
Email
Messages sent by email cannot be guaranteed to be completely secure. They are subject to possible interception or loss or alteration. GE is not responsible for these and will not be liable to you or any other party for any damages or otherwise in connection with any email message sent by you to us or any email message sent by us to you.
Disclaimers and Warranties
WE HAVE TAKEN REASONABLE STEPS TO ENSURE THE ACCURACY AND COMPLETENESS OF THE INFORMATION ON THE WEBSITE. HOWEVER, THE MATERIALS AND INFORMATION CONTAINED IN THIS WEBSITE MAY CONTAIN INACCURACIES AND TYPOGRAPHICAL ERRORS. WE DO NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE MATERIAL OR THE RELIABILITY OF ANY ADVICE, OPINION, STATEMENT OR OTHER INFORMATION DISPLAYED OR DISTRIBUTED THROUGH THE WEBSITE.
YOU ACKNOWLEDGE THAT ANY RELIANCE ON ANY SUCH OPINION, ADVICE, STATEMENT OR INFORMATION SHALL BE AT YOUR SOLE RISK. GE RESERVES THE RIGHT, IN ITS SOLE DISCRETION, TO CORRECT ANY ERRORS OR OMISSIONS IN ANY PART OF THE WEBSITE.
We do not warrant that this Website will be available to meet your requirements, that your access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You are solely responsible for maintaining adequate protection and back up of data and/or equipment and to undertake reasonable precautions to scan for computer viruses or other destructive properties.
This Website is intended for users resident in the United Kingdom. GE makes no representation that materials on this Website are appropriate or available for use at other locations outside the United Kingdom.
Data Protection
We may, as a result of your interaction with this Website, hold and process your personal data (including updated contact details) to operate and manage any agreement you enter into with GE and our relationship with you and also:
This website is provided by GE Money ("GE"). By using the site or downloading materials from the site, you agree to abide by these terms and conditions ("Terms"). If you do not agree to abide by these terms and conditions do not use the site or download materials from the site.
For these purposes, "you", "your" and "yours" means the person(s) who access the GE Money website (the "Website"). References to "we", "us" and "our" means GE Capital Bank Limited trading as GE Money.
Our products and services are subject to the terms and conditions and disclaimers of the applicable agreement governing their use. These Terms are to be read by you together with such other terms, conditions and disclaimers. In the event of any conflict, the terms, conditions and disclaimers applicable to specific products or services shall prevail over these Terms. When you apply for a product on our website, for your records, you should print or download the terms and conditions which govern your account, product or service.
Trademarks and Copyright
GE grants you a non-exclusive, non-transferable, limited right to access, use and display this Website and the materials thereon. You agree not to interrupt or attempt to interrupt the operation of the Website in any way.
GE authorises you to view and download the information ("Materials") at this Website only for your personal, non-commercial use. This authorisation is not a transfer of title in the Materials and copies of the Materials and is subject to the following restrictions: 1) you must retain, on all copies of the Materials downloaded, all copyright and other proprietary notices contained in the Materials; 2) you may not modify the Materials in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose; and 3) you must not transfer the Materials to any other person unless you give them notice of, and they agree to accept, the obligations arising under these terms and conditions of use. You agree to abide by all additional restrictions displayed on the Website as it may be updated from time to time.
This Website, including all Materials, is copyrighted and protected by worldwide copyright laws and treaty provisions. You agree to comply with all copyright laws worldwide in your use of this Website and to prevent any unauthorised copying of the Materials. Except as expressly provided herein, GE does not grant any express or implied right to you under any patents, trademarks, copyrights or trade secret information.
Messages sent by email cannot be guaranteed to be completely secure. They are subject to possible interception or loss or alteration. GE is not responsible for these and will not be liable to you or any other party for any damages or otherwise in connection with any email message sent by you to us or any email message sent by us to you.
Disclaimers and Warranties
WE HAVE TAKEN REASONABLE STEPS TO ENSURE THE ACCURACY AND COMPLETENESS OF THE INFORMATION ON THE WEBSITE. HOWEVER, THE MATERIALS AND INFORMATION CONTAINED IN THIS WEBSITE MAY CONTAIN INACCURACIES AND TYPOGRAPHICAL ERRORS. WE DO NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE MATERIAL OR THE RELIABILITY OF ANY ADVICE, OPINION, STATEMENT OR OTHER INFORMATION DISPLAYED OR DISTRIBUTED THROUGH THE WEBSITE.
YOU ACKNOWLEDGE THAT ANY RELIANCE ON ANY SUCH OPINION, ADVICE, STATEMENT OR INFORMATION SHALL BE AT YOUR SOLE RISK. GE RESERVES THE RIGHT, IN ITS SOLE DISCRETION, TO CORRECT ANY ERRORS OR OMISSIONS IN ANY PART OF THE WEBSITE.
We do not warrant that this Website will be available to meet your requirements, that your access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You are solely responsible for maintaining adequate protection and back up of data and/or equipment and to undertake reasonable precautions to scan for computer viruses or other destructive properties.
This Website is intended for users resident in the United Kingdom. GE makes no representation that materials on this Website are appropriate or available for use at other locations outside the United Kingdom.
Data Protection
We may, as a result of your interaction with this Website, hold and process your personal data (including updated contact details) to operate and manage any agreement you enter into with GE and our relationship with you and also:
- for statistical analysis and to make credit decisions about you and others;
- to develop and improve our products, to form a view of you as an individual and to identify or design products (including products offered by others) that might interest you;
- to contact you with details of those products and for market research;
- for use relating to the arrangement and administration of any payment protection insurance policy on your agreement and for the purposes of underwriting, claims handling and fraud prevention;
- in connection with other services and/or benefits related to your agreement; and
- to identify or tackle fraud, money laundering and other crime; to carry out regulatory checks and meet our obligations to any relevant regulatory authority or taxing authority.
We may give your personal data to any person who provides a service to us (as long as they agree to keep it confidential), to other GE Group companies for them to use as set out above and to other organisations for them to use as set out above in (a) to (f).
Information held about you by the Credit Reference Agencies may already be linked to records relating to one or more of your financial partners. For any application you make to GE, you may be treated as financially linked and your application will be assessed with reference to any associated records.
If you are a joint applicant or if you have told us of some other financial association with another person, you must be sure that you are entitled to (a) disclose information about your joint applicant and anyone referred to by you; and (b) authorise us to search, link or record information at Credit Reference Agencies about you and anyone referred to by you. An association between joint applicants and between you and anyone you tell us is your financial partner will be created at Credit Reference Agencies. This will link your financial records, each of which will be taken into account in all future applications by either or both of you. This will continue until one of you successfully files a disassociation at Credit Reference Agencies.
Information held about you by the Credit Reference Agencies may already be linked to records relating to one or more of your financial partners. For any application you make to GE, you may be treated as financially linked and your application will be assessed with reference to any associated records.
If you are a joint applicant or if you have told us of some other financial association with another person, you must be sure that you are entitled to (a) disclose information about your joint applicant and anyone referred to by you; and (b) authorise us to search, link or record information at Credit Reference Agencies about you and anyone referred to by you. An association between joint applicants and between you and anyone you tell us is your financial partner will be created at Credit Reference Agencies. This will link your financial records, each of which will be taken into account in all future applications by either or both of you. This will continue until one of you successfully files a disassociation at Credit Reference Agencies.
- if you consent, we have to by law, the law allows us to (without your consent), or it is in the public interest;
- if we transfer (or may transfer) our rights and duties to another person, to that person (and their advisers) in advance to help them prepare for a possible transfer; (you agree they can use your personal data on the same basis as us after such a transfer and that references to us or the GE Group will be construed accordingly) and;
- to countries whose data protection laws are less strict than in the United Kingdom. If so, we will ensure the information is held securely to standards equivalent to those in the United Kingdom and only used as permitted under this policy.
Under the Data Protection Act 1998, you have a right to access certain personal records we, Credit Reference Agencies and Fraud Prevention Agencies hold about you. This is called a data subject access request. A fee will be payable. To find out more, visit the website of the Information Commissioner at
http://www.informationcommissioner.gov.uk/
Security of Collected Information
We will take appropriate technical and organisational measures to ensure that we protect your personal data from unauthorised or unlawful processing, accidental loss, destruction and damage.
Technical and Routing Information Including Cookies
A technology called cookies may be used to provide you with tailored information. A cookie is a tiny element of data that a web site can send to your browser, which may then be stored on your hard drive, so you can be recognised when you return. You may set your browser to notify you when you receive a cookie. Cookies are used on our web sites to monitor the traffic to the site. They are used to count the number of visitors to each page and to track the path each visitor takes to navigate this web site but no personal information about you is collected during this process. Even in this safe state, some security software may alert you to their presence. This is normal.
If our web site requires you to register or login to gain access to the site, cookies are used to assist in this process. Cookies are used as part of the registration process. They are also used to store the username whilst the user is logged into the site, track the number of times the user has tried to log in during a single visit and in the prevention of fraud.
However, if you prefer not to accept cookies, you can set your browser to reject them or to alert you before one is placed.
Please visit http://www.allaboutcookies.org/manage-cookies to discover how to disable and delete cookies.
Third Party Sites
Where we have provided hypertext links to other locations and sites on the internet, we do so for information purposes only. If you use locations and sites, you will leave this Website.
We are not responsible for the content of any other website or pages linked to or linking to our Website.
GE makes no warranty or representation regarding, and does not endorse, any linked sites. We have not verified the content of those internet sites and you visit these at your own risk. We will not be responsible or liable for any damages or in other way in connection with the linking of sites on the internet.
Links to downloadable software sites are for your convenience only. We are not responsible for or liable for any difficulties or consequences you suffer associated with downloading such software. The use of any downloaded software is governed by the terms of the licence agreement, if any, which will be provided with such software.
Amend to these terms
GE reserves the right, at its sole discretion, to change, modify, add or remove any portion of these Terms in whole or in part, at any time. Changes in these Terms will be effective when notice of such change is posted. Your continued use of the Website after any changes to the Terms are posted will be considered acceptance of those changes.
GE may terminate, change, suspend or discontinue any aspect of the Website, including the availability of any features of the Website, at any time. GE may also impose limits on certain features and services or restrict your access to parts or all of the Website without notice or liability. GE may terminate the authorisation, rights and license given above and, upon such termination, you shall immediately destroy all Materials.
Governing Law
These Terms are governed by and interpreted in accordance with the laws of England and Wales and the courts of this jurisdiction have non-exclusive jurisdiction in respect of any dispute which may arise.
http://www.informationcommissioner.gov.uk/
Security of Collected Information
We will take appropriate technical and organisational measures to ensure that we protect your personal data from unauthorised or unlawful processing, accidental loss, destruction and damage.
Technical and Routing Information Including Cookies
A technology called cookies may be used to provide you with tailored information. A cookie is a tiny element of data that a web site can send to your browser, which may then be stored on your hard drive, so you can be recognised when you return. You may set your browser to notify you when you receive a cookie. Cookies are used on our web sites to monitor the traffic to the site. They are used to count the number of visitors to each page and to track the path each visitor takes to navigate this web site but no personal information about you is collected during this process. Even in this safe state, some security software may alert you to their presence. This is normal.
If our web site requires you to register or login to gain access to the site, cookies are used to assist in this process. Cookies are used as part of the registration process. They are also used to store the username whilst the user is logged into the site, track the number of times the user has tried to log in during a single visit and in the prevention of fraud.
However, if you prefer not to accept cookies, you can set your browser to reject them or to alert you before one is placed.
Please visit http://www.allaboutcookies.org/manage-cookies to discover how to disable and delete cookies.
Third Party Sites
Where we have provided hypertext links to other locations and sites on the internet, we do so for information purposes only. If you use locations and sites, you will leave this Website.
We are not responsible for the content of any other website or pages linked to or linking to our Website.
GE makes no warranty or representation regarding, and does not endorse, any linked sites. We have not verified the content of those internet sites and you visit these at your own risk. We will not be responsible or liable for any damages or in other way in connection with the linking of sites on the internet.
Links to downloadable software sites are for your convenience only. We are not responsible for or liable for any difficulties or consequences you suffer associated with downloading such software. The use of any downloaded software is governed by the terms of the licence agreement, if any, which will be provided with such software.
Amend to these terms
GE reserves the right, at its sole discretion, to change, modify, add or remove any portion of these Terms in whole or in part, at any time. Changes in these Terms will be effective when notice of such change is posted. Your continued use of the Website after any changes to the Terms are posted will be considered acceptance of those changes.
GE may terminate, change, suspend or discontinue any aspect of the Website, including the availability of any features of the Website, at any time. GE may also impose limits on certain features and services or restrict your access to parts or all of the Website without notice or liability. GE may terminate the authorisation, rights and license given above and, upon such termination, you shall immediately destroy all Materials.
Governing Law
These Terms are governed by and interpreted in accordance with the laws of England and Wales and the courts of this jurisdiction have non-exclusive jurisdiction in respect of any dispute which may arise.